Wednesday, 16 May 2018

Oriental General Insurance - Claim Status

Oriental insurance was set up on the 12th of September, 1947 as the Oriental Insurance Company Limited and kicked off its operations in Mumbai. Prior to this, the Oriental Insurance Company Limited previously was a part of Life Insurance Corporation before the General Insurance business in India was nationalized. Since 2003, the Union Government decided to acquire all of the shares of the Oriental Insurance Company from General Insurance Corporation of India. 

The Oriental Insurance Company has become quite popular over the years due to its attractive schemes and magnetic policies. In the financial year of 2013 to 2014, the Oriental Insurance Company made headlines by grossing the highest premium of Rs. 7282.54 crores. This article will provide you with some details regarding the Oriental General Insurance Company. 

There are several products which the Oriental Insurance Company provides for its customers. They are listed below with a brief description.

Oriental Insurance Company Product Portfolio:

Oriental Health Insurance: 

This takes care of all your medical expenses and other medical contingencies that you might get held down with.

Oriental Mediclaim Insurance Policy Individual: 

This mediclaim facility can be availed by anyone from 18 years till the age of 80, as long as they are getting treated in India. 

Oriental Family Floater Insurance Policy: 

The Oriental Family Floater insurance Policy is a insurance policy for health which covers all your family members from any medical emergencies, including your spouse, parents, and parents-in-law. 

Oriental Group Insurance Policy Mediclaim: 

The Oriental Group Insurance Policy Mediclaim will cover any kind of expenses that are related to a particular group or association, as long as it has centralized administration point.

Oriental Jan Arogya Insurance Policy: 

The Arogya policy also called the Jan Arogya policy is aimed at covering all kinds of expenses which have incurred due to an illness, disease or any critical injury. When a person gets admitted under this scheme, the person insured is paid a significant amount to cover their costs.

Oriental Bank Mediclaim Policy: 

The Oriental Bank Mediclaim Policy is an insurance cover which is only available to those people who are already holding an account under the Oriental Bank and also the employees of the Oriental Bank of Commerce. This policy will allow you to claim reimbursements for any reasonable and important hospital bills that might have incurred due to some disease or an injury. The amount that will be paid however will not exceed the insured limit for this plan.

Oriental Health of Privileged Elders (HOPE) Plan: 

This plan has been designed exclusively for citizens who have crossed their 60’s and qualified to be senior citizens. This particular policy will reimburse hospital expenses and domiciliary hospital expenses. There is a specified disease list however along with a list of injuries which are followed by this plan. The amounts insured in this plan come in as 1, 2, 3, 4 or 5 lakhs. 

PNB Royal Oriental Mediclaim Insurance: 

The PNB Royal Oriental Mediclaim Insurance provides insurance only to those people who are account holders of Punjab National Bank. This policy can also help by providing reasonable expense reimbursements in case of a disease or an injury.

Oriental Pravasi Bharatiya Bima Yojana (PBBY):

The Oriental Pravasi Bharatiya Bima Yojana also known as the PBBY is an open scheme that is accessible to all citizens of India who have already cleared the emigration clearance necessary under the act of 1983 which is the Emigrant Act (31 of 1983). This can cover an individual who is between eighteen and sixty years old and is currently employed abroad. If there is a sudden death by accidental or a permanent disability that happens which would lead to loss of employment for that person, then the Oriental Pravasi Bharatiya Bima Yojana will provide him or her with a capital sum which is worth Rs. 10 Lakhs. This amount can be paid directly or to the nominee, whichever is applicable. 

Oriental Thana Janta Sakahari Bank Mediplus Policy:

And finally the Oriental Thana Janta Sakahari Bank Mediplus Policy is a very good policy for those who are suffering from any chronic disease or illness. This policy is one of the general insurance policies and is available also on Oriental insurance online. Apart from being very easily accessible this plan will provide you help with your hospital bills and will also provide you with a significant sum of money for all your expenses. 

Oriental general insurance is a name that has been trusted for many years by several people across the globe. Apart from the fact the Oriental insurance online makes the policies much more mobile for the policyholders, the bank really does provide some great plans which cater to your needs during a contingency. If you are looking for something promising to invest in, it might be worthwhile to have a look at the company’s brochure. 

For more details check ​PolicyBazaar Customer Reviews

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