Monday, 26 September 2016

Compare features and benefits of New India Assurance and L&T General Insurance

One of the most important things that you need to do in order to have the best insurance is by having some shrewd comparison between the plans. With a number of companies now plying their trade in the insurance sector, you are not short on the options and this is what helps you in getting some very good offers. One of the most reliable companies in India which you may look for is New India Assurance which is backed up by government of India. The company offers good benefits to its customers and the claim settlement process is also very simple.

But you must have a look on the private players as well and the L & T insurance group can be a very suitable option that you have.  You must check every feature and plan in details to have a better understanding of which one is beneficial for you. To help you further on making the right choice about the firm that you shall look for, here is a shrewd comparison between the plans that are offered by the New India Assurance and L & T insurance company:

One of the first and most important things that you need to have a look in is the ease with which you can buy your general insurance. New India Assurance offers you with an easy way as you can easily make the bookings from the internet as well. This makes it quite easy for you to buy the policy within a matter of few minutes. With the L & T insurance though, the things are even better for you as you can also have an online chat with the experts through the internet which helps you to choose the plan with ease. The company also offers you help and step by step assistance over the selection and bookings.

Another very important prospect that you needs to look in is the bonus that you have at the time of renewing your policy.  The New India Assurance Company offers you with a loyalty bonus when you are renewing the policy to make sure that you have subtle benefits at the time of renewing the insurance plans. With the L & T insurance as well, there are some good bonus offers that are in place but the former trumps it in this matter as the offers provided by them are worthier.

One of the other very important things with the L & T insurance is that they can help you a great deal when it comes to assist over the international travel. The company has got number of branches across the globe especially in Middle East which enables it to offer you better help be it medical condition or any other related problem. They have got collaborations with the top hospitals across the globe that helps you through the means of cashless hospitalization. With the New India Assurance though, the things are not the same as they do offer medical assistance but their reach throughout the globe is not that wide as the former.

Another very important feature of the insurance policy which is offered by the L & T Insurance is add on cover by paying some extra premium that helps you to cover several other aspects as well. These add on covers include damage to the public property or private property because of your car or providing cover for injury or death of the third party. The New India assurance also offers cover for the injuries and death to the third party, the plans do not cover the damage to the public property though in add on cover.

Sunday, 18 September 2016

Bajaj General Insurance versus Shriram General Insurance

In the time of today everybody wants to have greater financial stability so that living may become a bit easier. With the help of some insurance companies the possibility to have better insurance policies is a possibility now. We shall be talking about the Bajaj general insurance which offers maximum benefits to the policy holders and also the Shriram General Insurance which is also equally promising when it comes to having a perfect advantage in the policies that you are getting for protecting your valuable assets.

So in the due time you will come to know after this discussion that out of the two which aspect may prove to be better for you.

Car insurance

For the field of Bajaj general insurance, you must check out for the benefits that you can avail. Cashless claim settlements are easy as you can get the money that stands out in the claim after the terms are fulfilled. Towing facility and a zero depreciation cover comes out to be the attractive feature.

For the Shriram General Insurance, you can get the best insurance covers for low premiums and also claim up to 50% bonus in case you have already got the insurance with some other organization.

Two-wheeler insurance

There are several plans which are available with the Bajaj general insurance that can truly prove to be extremely beneficial for you. Features include premium hikes, mid-term cancellation funds, coverage period of up to three years, and benefits which can make you have cashless claim settlement.

Shriram General Insurance provides for two-wheeler insurance the benefits which includes instant registration cash-less claim settlements and calamities are covered as well. This coverage is indeed comprehensive and proves to be hassle-free as well. Also pays up for the losses and damages suffered but the conditions are specific.

Business insurance

Bajaj general insurance also includes the commercial insurance which includes the businesses that you are doing. You need to protect your assets for which a strong policy needs to be in operation. Commercial business also includes many things like – insurance for property, marine, engineering, energy.

Shriram General Insurance protects your business in a more solid way so that you can be able to get hold of the losses in case you suffer any. There are many key features which ones should know about that include protecting various segments from the dangers like – theft and fire or some natural calamity.

Travel insurance

In case, you have lost your baggage or everything then Bajaj general insurance provides you the settlement for that. If your flights are delayed then also the expenses will be covered under that. Your claims will be settled on an easy basis so that you are not running from pillar to post. If you are travelling abroad then the hospital bills are also going to be reimbursed by these companies.

Shriram General Insurance provides a number of advantages when you have opted to buy these polices. The plan benefits include many things like the dental treatment, personal liability and so on.

Home insurance

You can also watch out for the Bajaj general insurance which remains the best till date for the terms and conditions it provides. You can surely be able to get the right kind of benefits when you are subscribing yourself with these policies. The Shriram General Insurance is also considered to be something with which you can seek your protection.

Therefore, have a thorough knowledge of the policies before investing and also study these policies from a more perspective. This will surely enable you to get a solid protection cover.