The Cigna Corporation became functional in the year of 2014, in the month of February. It was only when the Cigna Corporation merged with the TTK group in order to form the Cigna TTK Firm. Cigna has its head office located in Mumbai and it overseas operations from there.
Over the years, the health insurance industry has been noticed to come up with several insurance providers. Cigna TTK Corporation is one of those few companies that have shown promise in their services and products. This article will focus on the kind of services that are being offered by the firm and the benefits available with it.
Let us take a look at the Cigna TTK Health Insurance portfolio which will show us the kind of products and services being offered.
Cigna TTK Health Insurance Plans Portfolio:
• Cigna TTK ProHealth Protect Plan
This plan is has a minimum entry age of 91 days and it does not have any barriers to the maximum entry age. The amount of money being covered by this plan is ranging from Rs.2.5 to 3.5 Lakhs, sometimes stretching up to Rs. 4.5 lakhs.
Benefits of the plan:
The Cigna TTK ProHealth Protect Plan provides assurance of reinstatement of the sum. When the claims made by the customer deplete the sum assured, there is a top up amount that is provided. This will be an additional sum and it will be used to meet any further claims. It can be used to cover up to 100 percent of the expenses. The Cigna TTK ProHealth Protect Plan also provides critical illness consultations that are done by experts.
• Cigna TTK ProHealth Plus Protect Plan:
This plan is an upgraded version of the Cigna TTK ProHealth Protect Plan and provides some add on benefits to the already existing Cigna TTK ProHealth Protect Plan. The Cigna TTK ProHealth Plus Protect Plan has a minimum entry age of 91 days and does not have caps on the maximum entry age. The sum insured in this policy is a little more than the Cigna TTK ProHealth Protect Plan i.e. ranging from Rs.4.5 lakhs to Rs.10 lakhs.
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Benefits of the plan:
The Cigna TTK ProHealth Plus Protect Plan also assures reinstatement of the sum. It also provides a surplus amount of money when the assured sum has been depleted and can range up to 100 percent of the original amount. The additional sum expenses cannot however be utilized to cover the expenses which have already been claimed. The plan provides health consultation support and diagnostic test costs up to Rs. 2,000 per annum.
• Cigna TTK ProHealth Preferred Plan:
The Cigna TTK ProHealth Preferred Plan is a higher ranged plan and it insures amounts starting from Rs.15 to 30 Lakhs. Just like the other two plans, it also has a minimum entry age of 91 days and there is no maximum limit set to it. Reinstatement of the sum is assured and the policy states that in case the preferred sum depletes, there will be an additional amount of money that will be issued to make up for it. This however will not cover expenses that have already been claimed.
Benefits of the plan:
The Cigna TTK ProHealth Preferred Plan allows its customers to have a consultant at their disposal in case of critical illnesses. The Cigna TTK ProHealth Preferred Plan allows the insurance holders to reimburse diagnostic and health tests worth Rs.15, 000.
• Cigna TTK ProHealth Premier Plan:
This plan is the beginner plan for high net worth individuals and has a minimum entry age of 91 days. The sum insured in the Cigna TTK ProHealth Premier Plan starts from Rs. 1 crore. There is a medical screening that is necessary for this plan and cannot be skipped. The policy period is usually for 1 to 2 years.
Benefits of the plan:
The Cigna TTK ProHealth Premier Plan has been rated on the top plans by policy bazaar reviews. In this plan, if you are an early bird and you have decided to fill in your premium amounts well in advance then the Cigna TTK ProHealth Premier Plan will reward you by giving you some award points. You will be able to redeem these points in a promotional discount offer.
The Cigna TTK Health Insurance Plans are one of the best in the market. Very high policy bazaar reviews only reinforce that statement. If you are looking some of the best health plans, you must check out the Cigna TTK Health Insurance Plans. However, it is always advisable to consult a financial advisor before you embark on any kind of financial commitments. The right kind of health insurance when made with the right strategy, could save you and your family’s life one day in the future.
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