The L&T General Insurance is owned by Larsen and Toubro Limited. It is today one of the largest companies in the general insurance sector in India.
The L&T General Insurance company offer many types of general insurance plans. They are:
• Health insurance
• Car insurance
• Two wheeler insurance
• Personal accident insurance
• Corporate and commercial insurance
L&T Health Insurance
You stay fit and healthy by going on a diet and eating healthy. However, you also need a medical or health insurance plan in case you get sick. The health insurance plan saves you from spending from your savings in the case of any medical emergency. However before you buy a medical insurance policy, ensure that you compare and only then buy the best insurance plans.
• Health medisure prime insurance – This product has amazing features and guarantees to ensure complete health for your family. It focuses on the health needs of the family and provides a plan that protects one against medical expenses. The sum assured amount of this plan ranges from 3 to 10 lakhs and one can increase it in the multiples of 1 lakhs
• Health medisure classic insurance –Look at the L&T General Insurance plans and then compare them and buy as they offer great premium and a lot of coverage. This plan ensures the complete well-being of the family. It also offers a renewal benefit for a lifetime. One also gets claim service assurance that offers quick processing of the claim. The policy will not require you to do any medical tests for those who want the policy and are less than 50 years of age. Also one should not have any adverse medical condition.
• Health medisure super top up insurance – This top up insurance plan works along the current health insurance policy and gives a larger cover at a lesser premium. This policy can be opted for even if one does not have a health insurance policy. The policy does not require any medical test till 55 years if there is no existing illness.
• Health medisure plus insurance – This is a well-designed plan that lets you tailor make the plan as per what your unique health benefits are. It offers all the aspects that help to protect your health and benefits. The custom plan offers many choices of covers.
L&T Car Insurance
Among the types of general insurance, the car insurance cover offers complete comprehensive cover which includes damage as well as third party cover.
• Asset private car package policy – This is a very comprehensive plan and offers optional covers and deductible choices as per the requirement of the individual. The L&T General Insurance car insurance plan covers you from any possible danger which is natural or man-made. The amount that you receive when you claim the insurance is dependent on the insured declared value of the car as well as the additional covers that you may have opted for.
• Asset car liability only private policy – This is a third party accountability policy, and it protects the owner of the car from any damages that are caused because of a third party. Any damages that are incurred by the occupants of the car or any liabilities that arise from them.
• Jeevika commercial and miscellaneous vehicle package policy – This is one of the types of general insurance policy for commercial vehicles. The policy protects the owners against losses that occur due to any accidental damage. There are specific add on covers as per the requirements of the industry.
L&T General Insurance For Two Wheelers
The two wheeler insurance policy offered by L&T is one of the types of general insurance loans that cover the two-wheeler vehicle against any theft or an accident. This is a comprehensive plan and reduces financial liability to a minimum in case of any mishap.
• Asset two wheeler liability policy – This covers the owner of the two-wheeler against any damage that is caused by a third party. The owner can opt for additional covers to protect any damages to the occupants of the two-wheeler.
Among the other types of general insurance plans offered by L&T is the L&T accident personal insurance policy. This offers financial benefits in case of the policyholder’s accidental death. L&T general insurance also covers L&T home insurance and protects the home from unforeseen calamities. The policies cover the house as well as its belongings and thus keep the home owner stress free.
One can buy the L&T general insurance plans online through their website and also pay premiums and renew their policy online. You may choose to compare the general insurance plans offered by L&T with the other general insurance companies and then select one as per the best plans as well as the one that offers maximum coverage, is transparent and offers a competitive premium.
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