Friday, 7 July 2017

How to save on your car insurance with Bajaj Allianz?

Bajaj Allianz Insurance company is the best insurance policy provider in the insurance market it understands the value of the life when you are driving your car. There are several benefits and coverage that are covered under car insurance policy provided by Bajaj Allianz Insurance Company. It is known for satisfying its customers and became the well-known brand in Indian insurance market. Car insurance provides coverage against several unfortunate events that you might meet while driving a car, for example, personal accidental coverage, third party liability and damage to its own car or third party property. Let us see some of the common benefits and coverage provided under Bajaj Allianz Car Insurance below:

1.) Own Damage

Bajaj Allianz Car Insurance covers the loss or damage due to natural calamities for example damage incurred due to earthquake, lightning, flood, storm, hailstorm, landslide and man-made calamities like fire, explosion, theft, burglary and terrorist acts, rail, road, air, lift or inland waterway.

2.) Liability to Third Parties

Car insurance provided by Bajaj Allianz Company bears all the expenses arises due to an injury, death or damage to property of a third party in a car accident involving the vehicle of the policyholder. It also covers the expenses incurred due to the damage or loss to the property of the third party.

3.) Personal Accident Cover

This is one of the major requirements of customer while buying the insurance policy. Bajaj Allianz Insurance provides financial aid in case the policyholder meets and accident. It provides cashless hospitalization and sum insured to the nominee in case of death or permanent disability.

Some Other benefits offered under Bajaj Allianz Car Insurance

Cashless Facility

Bajaj Allianz allows you to experience the convenience of cashless claim settlement for your vehicle’s repair. It has tied up with more than 4000 network garages. You can also avail the benefit of 75% of expenses incurred due to repair at your preferred garage where the cashless facility is unavailable.

Accidental Coverage

This policy provides coverage to the driver of the insured vehicle in case of a personal accident. It pays the expenses incurred in treatment and also pays the sum assured to the nominee in case the driver of the vehicle dies due to the accident.

While buying a Bajaj Allianz Car Insurance plan you must consider the following coverage under the plan:

Car insurance is very useful for the protection of your car against any unfortunate event like accident, theft that can cause damage or loss to the vehicle or death or injury to the drive. It offers protection against third party liability, personal accident and damage incurred to own car. Some comprehensive plans also offer extra benefits like it covers the damage caused to co-passengers, hospitalization expenses incurred due to death or injury to the driver of the car in an accident. Let see in detail how car insurance product help protects the insured car:

 Third Party Liability

Third party liability is a type of car insurance which protects the third party in case your vehicle causes any damage or loss to the vehicle of the third party in the accident. It also covers the third party hospitalization expenses in case he meets any injury in the accident. Third party car insurance is mandatory by law in India. It covers all the expenses incurred due to hospitalization and damage to the vehicle of the third party. Car insurance company has a wide network of service providers for example towing services, garages, hospitals. These service providers help the policyholder and insured vehicle to avail the cashless facility.


Personal Accident Coverage

Comprehensive plans offer a different type of benefits and coverage under one policy. It covers the third party liability and personal accident under the single car insurance plan. Apart from third party liability, it covers the hospitalization expenses incurred due to any unfortunate event like an accident. The policyholder can avail cashless benefits at network hospital of the insurance company. They also provide reimbursement facility in case the treatment is done in any other hospital.

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