Thursday 29 December 2016

Bajaj Allianz Health Insurance Plans – For a Safe and Secure Future!

The necessity of possessing a proper, valid health insurance scheme is underestimated. Healthcare systems in our country are undoubtedly costly and becoming worse by the minute. Thus health insurance schemes are a blessing by helping you spend your money in such circumstances in a way that is both efficient and prudent. 

Bajaj Finserv Limited and Allianz SE started a joint venture by the name of Bajaj Allianz General Insurance Company Limited to provide their customers with the best healthcare requirements. 
The following Bajaj Allianz Health Insurance Reviews is a basic introduction to their policies, and you can check them out in detail on their website.




1. Overview of the company:
The Bajaj Allianz health insurance premium calculator states the following:

Applicant
Number of Members covered
Sum assured
Premium
A
1
4 lakhs
5130
B
2
5 lakhs
9234
C
4
10 lakhs
21,826

Bajaj Allianz offers many health insurance schemes which go by the names of Bajaj Allianz’s Critical Illness Health Insurance Plan, Bajaj Allianz’s Star Package Health Plan, Bajaj Allianz’s Silver Health Insurance Plan, Bajaj Allianz Extra Care Health Plan, Bajaj Allianz Tax Gain Plan, Bajaj Allianz Premium Personal Guard Policy, Bajaj Health Care Supreme Plan.


Plan Name
Minimum Age Entry
Maximum Entry Age
Online Availability
Adults
Children
Bajaj Allianz Health Guard Individual Policy
18 years

65 years
3 months

25 years

Yes
Bajaj Allianz Extra Care Health Plan
18 years

70 years
3 months

18 years

Yes
Bajaj Allianz Tax Gain Plan
8 years
75 years
No
Bajaj Allianz Premium Personal Guard Policy
18 years

65 years
5 years

21 years

Yes
Bajaj Allianz’s Star Package Health Plan
18 years

45 years
3 months

25 years

No
Bajaj Allianz’s Silver Health Insurance Plan
46 years
75 years
Yes


2. Why buy the Bajaj Health Insurance Plan
- Cashless Claims you will be provided with insurance amount within one hour of the claim.
- They have a tie-up with more than 1200+ diagnostic centers and more than 4000 hospitals across the nation, and they come under the Bajaj Allianz Health Insurance hospital list.
- There is Value Added Services included in their policies like OPD discounts at particular outlets, and similar discounts on Radiology, Pathology, Pharmacy products and Health and Wellness tests.
- A 24*7 helpline called the Bajaj Allianz Health Insurance Customer Care by which you can talk and settle your claims.



3. Features and Benefits of Extra Care Health Policy:
- There is a facility for an extension of the coverage at low premiums.
- In the case of admission into hospitals, medical charges will be covered.
- Emergency ambulance services are also covered.
- No medical tests will be required up to the age of 55 years.

4. Eligibility:
- People aged 18-70 years of age can apply. In cases of children, if they are between 3 months to 5 years and if both their parents are covered or if they are 6-18 years and either one of the parents is covered then they can apply.
- Individuals between 18 to 25 years will be dependent holders of the health insurance policy.  


5. Inclusions:
- Pre hospitalization and post-hospitalization charges are covered for a period of 60 and 90 days respectively.
- The amount of money in excess of the limit that can be deducted as stated in the plan will be paid for in the case of claims. 

6. How to purchase the Health Insurance Plan Online:
There are various means by which you can apply for these insurance policies and they are:
- Entering your details like your name, Email ID, the mobile number on the website and send in for a request for them to call you back.
- You can choose the Buy Now option on the Health Insurance Plan of your choice. 
- The individuals may also visit their nearest branches or contact any company agents to make a purchase.

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