Wednesday 23 November 2016

Apollo Health Insurance Plans

Apollo Munich Health Insurance Company is a trusted leader in the health industry realm. The company provides innovative solutions for the betterment of your health care. The company has designed an array of Apollo Health Insurance plans that are customized to meet needs of corporate houses, senior citizens, families and individuals. Its main focus lies in offering effective plus simple solutions for meeting all types of healthcare needs. There are various advantages of purchasing Apollo health insurance plans from Apollo Munich.



Benefits of Health Insurance Plans 

The insured has the option to select from an array of sum assured options that are available at affordable premiums, starting from Rs. 1 lakh to Rs. 15 lakh.
The best part is Apollo Health Insurance company offers cashless services to its policyholders at various multi-specialty hospitals.
Also, the company offers the advantage of portability, as per which, customers may wish to port their insurance plans from any other health insurance companies to this company Apollo Munich.
Expenses pertaining to pre and post hospitalization are reimbursed to customers.
Premiums under the Apollo Health Insurance plans do not fall under Section 80D of the Income Tax Act, 1961.
Also, the health insurance plans come with long-term insurance renewal benefit.
The insured gets to enjoy Restore Benefit if family members or customers finish the sum insured within the year. Whenever a new sickness is diagnosed, the company will willingly restore the whole amount. In relation to this, no charges  or paperwork is required.
If customers have a claim-free year, then in that case the basic sum assured will be increased by 50% with no additional charges. If the customer has a no-claim in the simultaneously year, then the basic sum assured will be enhanced by 100%.

Different Types of Apollo Health insurance plans

The different types of Apollo Health Insurance Plans are:

Apollo Munich Optima Restore- The unbelievable plan: The minimum age entry is 5 years and for newborn, it is 91 days provided the parent of the baby get an insurance. The maximum entry age is 65 years and maximum sum assured is Rs. 15,00,000. The waiting period is 3 years that can be reduced to 1 year. The renewability is lifetime and pre hospitalization expenses is up to 60 days and post is up to 180 days.
Apollo Munich Energy- For people with diabetes: Minimum entry age is 18 years and maximum entry age is 65 years. The minimum sum assured is Rs. 2,00,000 and maximum Rs. 10,00,00. The renewability period is lifetime and pre hospitalization expenses is 30 days and post is 60 days.
Apollo Munich Easy Health- For young family: The minimum entry age is same as Apollo Munich Optima Restore. The maximum entry age is 65 years. The minimum sum assured is Rs. 1,00,000 and the maximum sum assured is Rs. 50,00,000. The waiting period is 24 months for surgical procedures and another 36 months for pre existing diseases. The hospitalization is same as the others.
Apollo Munich Optima cash- A daily hospital cash plan: The minimum entry age is same like the other, and the maximum entry age is also the same. Minimum sum assured and maximum sum assured are not applicable. The waiting period is 48 months for any pre-existing disease that can be reduced The hospitalization expenses include cash amount that payable that is payable on completion of 24 hours.
Apollo Munich Maxima- a comprehensive plan that covers little illness: The maximum and minimum entry age is same as the others. The minimum sum assured is Rs. 3,00,000 and the maximum sum assured is Rs. 3,00,000. The waiting period and hospitalization expenses are the same as Apollo Munich Optima cash.

Thus, make your choice from any of these Apollo health insurance plans.

You may like to read : Most Rewarding Health Insurance Plans from Apollo


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