Gone are the days when buying a general insurance policy meant the
involvement of an advisor to decide your insurance goals and priorities and
then opting for the plan based on his/her suggestion even if you don’t understand
it completely. The ever-rising financial awareness and easy access to digital
technology have changed the complete
scenario. Now you can buy an insurance
policy online even if you are not a financial pro.
Every Indian insurance service providers offer multiple online insurance plans with 24x7
customer care service. This helps you to choose
the right plan. Ever after they introducing the live chat thing, it has become
more convenient to talk directly for assistance. Moreover, buying insurance
online is cost-effective and one can save time as well.
If talking about online insurance services,
Online Insurance Company is one of the oldest yet efficient insurance service providers
in the market. If you’re thinking of taking insurance plan online and if Online
Insurance Company is in the list, then you should know the below advantages of
choosing oriental insurance online
over traditional method:
Enjoy
Low Premium
No matter how financially conscious
insurance seeker you are, the premium cost is always a high priority for everyone. Purchasing insurance online can
help you get the plan at a cheaper rate. In other words, there will be no
intermediary commission in the online
purchase as you directly buy the policy from the insurer. The insurance company
hands over the cost benefit to the policyholder in a form of discount on
premium. Since
the premium is something that you
require to pay every year, it is an added benefit if your premium is set for a cheaper rate.
Compare
the Policy Online
With a plethora of insurance companies
joining the race of providing insurance services, it is a big question how do you choose the best deal?
The answer lies in how much you’re active
in comparing the shortlisted plans. If you choose a health plan from Oriental Insurance and one from Apollo Munich, you should visit the aggregator websites
which help you compare the plans on such parameters like benefits offered,
features, claim settlement process,
premium rate etc. With online process, it is easier to compare the pros and
cons of every policy and choose the plan with maximum benefits that meets your requirements.
Convenient
to Buy
The online purchase comes with the comfort
that is unparalleled. You can buy a plan at any time from the comfort of your
home or office or even while travelling. With live online chat facility, you
can get every possible assistance about a plan and can pick up the best plan
for you. Also, you’ve enough time to read and understand the well-documented
policy terms and conditions before buying it.
Moreover, while going online, you fill all
your personal details by own. So, chances of error are fewer. Even if there are
some, online system has made it easier to revise and update the new information
as per your comfort.
Easy
Documentation and Less Paperwork
One can experience easy documentation and
simple paperwork with online purchasing. Thanks to digital technology, all
documentation related formalities are done electronically. The policy seekers
fill an online form and submit it, pay the policy amount online via credit or
debit card. This means no hassle of getting photocopies of your Ids or other KYC
documents and you can upload the required documents in no time.
Eve, you need not to be net-savvy, your insurer will update on your purchasing
process via helpline numbers, making the process customer-friendly.
No
Possibility of Mis-selling
Insurance has been the most notorious for
many due to wrong use of the system in the past by insurance agents to avail
commissions. In online process, you are directly dealing with the insurance
company and get to know about every detail of a plan. So, very few chances of
being mis-lead. Insurance helpline
supports you throughout the process and guides you through the best policies
that meet your requirement.
The evolving digital era has made it much easier for the insurance seekers to buy a
policy. The process is more transparent these days. Buying insurance policies
online come with many benefits that one shouldn’t miss. Apart from busying
comfort and transparency, the most alluring factor is that it is
cost-effective. So, whenever you think of purchasing an insurance plan, be it
general or term, go for online process and stay digitalised!
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