Car insurance
has become a necessity due to the great number of road accidents that take
place on the streets of India. It has been made compulsory in many states. A
car owner is expected to have insurance for his vehicle. Bajaj Allianz is one
of the leading insurance companies of India.
Why Bajaj Allianz
Car Insurance Renewal?
Bajaj Allianz carinsurance renewal is available not only for private cars but also for
commercial vehicles. A car insurance document is the most essential of vehicles
as it protects the policyholder against financial loss and legal issues. There
are a variety of plans that are offered by Bajaj Allianz that take care protect
a person against physical injury, bodily death/injury and cover against
third-party liability. This brings security and peace to the policyholder.
In addition to
providing a number of different plans, the claims process provided by the
insurance company is also very fast.
Key Benefits of
Bajaj Allianz Car Insurance Renewal
The company has made
it’s mark in the insurance providing industry as it gives it’s customers a
little extra benefit than other insurance companies. Some of the benefits
advantages that they give are:-
l
The
company has a specialty in serving claims as fast as possible.
l
The
plan covers both third party liability as well as own damage liability under
the same plan, a number of other options are also available from customers.
l
Cashless
claims settlements are done across fifteen hundred workshops. If the cashless
claim is not an option then the company recompenses seventy five percent on
account of payment.
l
The
insurance plans can be bought both online as well as from a the company itself.
l
The
company provides 24*7 emergency assistance for all it’s customers.
l
No
claim bonus given up to 50%.
l
Private
as well as commercial cars are insured under this policy.
l
Towing
facilities available.
l
New
as well as old customers can avail lock and key replacement cover.
l
Add-on
covers comprises of conveyance benefit, accident shield, and consumable
expenses adding increased protection to the customer.
|
Features
|
Coverage and benefits
|
|
Third Party Coverage:
|
Up to 7.5 L
|
|
Incurred claim ratio:
|
71.61%
|
|
Personal Accident Insurance:
|
Yes
|
|
Network Garages:
|
4000+ network garages
|
|
No Claim Bonus:
|
Up to 50% of existing policy
|
Applying for
Bajaj Allianz Car Insurance Renewal Plans
There are various
ways in which a person can apply for Bajaj Allianz car insurance renewal plan.
The policy can be filled on the company website where an individual need to
fill up a form and request for a call back from the company. Buying the car
insurance policy online through other insurance sites are also possible. Bajaj
Allianz car insurance renewal can also be bought through branches of the company
or through agents.
You may like to read : Are You Confused And Unable To Decide Which Insurance To Choose While Buying A Car?
Calculating
Premium for Bajaj Allianz Car Insurance Renewal
As a person applies
for the car insurance, the policy premium is decided upon the type of car that
the policyholder has. The cars are divided into three categories - namely A, B
and C.
‘A’ type of cars are
the cars that are bought newly and are the slightly expensive sort of cars. The
premium for cars such as a newly bought BMW model 1 series car is about Rs.
57,371 for an insured declared value of Rs. 18.81 lakhs.
‘B’ type cars are the
second-hand cars that a policyholder has bought. Cars such as a Chevrolet Cruze
2.00 Ltr, with a registration dating back to 3 years ago will have an estimated
premium of Rs. 16, 389 at an insured declared value of Rs. 564, 470.
‘C’ type of cars are
those that a policyholder buys as a gift for another person such as a Honda
Amaze. The premium for this sort of car is Rs. 16,863 for an insured declared
value of Rs. 498,556.
Premium calculator
for Bajaj Allianz car insurance renewal:
|
Applicant
|
Type of vehicle
|
Insured Declared Value
|
Premium
|
|
A
|
BMW Series 1
|
18,81,000
|
57,371
|
|
B
|
Chevrolet Cruze 2.00 Ltr.
|
564,470
|
16,389
|
|
C
|
Honda Amaze
|
498,556
|
16,863
|
Claims Process
For Bajaj Allianz Car Insurance Renewal
The Bajaj Allianz car
insurance renewal claims process can be completed in three easy steps.
Firstly, the
policyholder needs to register their claim request with the company. This can
be done through calling the company. After registering the claim, the
policyholder will be given a claim reference number that they have to keep in
mind for future references.
The car is then sent
for repair at one of the authorized workshops by the insurance company. The car
is surveyed in the workshop and an estimate of the damage repair is given to
the company. The company then goes ahead with repairing the vehicle. The only
money that the policyholder has to pay is the difference in amount of the
claim.
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