The necessity of possessing a proper, valid
health insurance scheme is underestimated.
Healthcare systems in our country are undoubtedly costly and becoming worse by
the minute. Thus health insurance schemes are a blessing by helping you spend
your money in such circumstances in a way that is both efficient and prudent.
Bajaj Finserv Limited and Allianz SE started a joint venture by the name of Bajaj
Allianz General Insurance Company Limited to provide their customers with the
best healthcare requirements.
The following Bajaj Allianz Health Insurance Reviews is a basic introduction to their policies,
and you can check them out in detail on their website.
1. Overview of the company:
The Bajaj Allianz health insurance premium calculator states the following:
|
Applicant
|
Number of Members covered
|
Sum assured
|
Premium
|
|
A
|
1
|
4 lakhs
|
5130
|
|
B
|
2
|
5 lakhs
|
9234
|
|
C
|
4
|
10 lakhs
|
21,826
|
Bajaj Allianz offers many
health insurance schemes which go by the names of Bajaj Allianz’s Critical
Illness Health Insurance Plan, Bajaj Allianz’s Star Package Health Plan, Bajaj
Allianz’s Silver Health Insurance Plan, Bajaj Allianz Extra Care Health Plan,
Bajaj Allianz Tax Gain Plan, Bajaj Allianz Premium Personal Guard Policy, Bajaj
Health Care Supreme Plan.
|
Plan Name
|
Minimum Age Entry
|
Maximum Entry Age
|
Online Availability
|
||
|
Adults
|
Children
|
||||
|
Bajaj Allianz Health
Guard Individual Policy
|
18 years
65 years |
3 months
25 years |
|
Yes
|
|
|
Bajaj Allianz Extra Care
Health Plan
|
18 years
70 years |
3 months
18 years |
|
Yes
|
|
|
Bajaj Allianz Tax Gain
Plan
|
8 years
|
75 years
|
No
|
||
|
Bajaj Allianz Premium
Personal Guard Policy
|
18 years
65 years |
5 years
21 years |
|
Yes
|
|
|
Bajaj Allianz’s Star
Package Health Plan
|
18 years
45 years |
3 months
25 years |
|
No
|
|
|
Bajaj Allianz’s Silver
Health Insurance Plan
|
46 years
|
75 years
|
Yes
|
||
2. Why buy the Bajaj Health Insurance Plan:
- Cashless Claims you will be provided with insurance amount within one hour of
the claim.
- They have a tie-up with more than 1200+ diagnostic centers and more than 4000
hospitals across the nation, and they
come under the Bajaj Allianz Health Insurance hospital list.
- There is Value Added Services included in their policies like OPD discounts
at particular outlets, and similar discounts on Radiology, Pathology, Pharmacy products and Health and
Wellness tests.
- A 24*7 helpline called the Bajaj Allianz Health Insurance Customer Care by
which you can talk and settle your claims.
3. Features and Benefits of Extra Care Health Policy:
- There is a facility
for an extension of the coverage at low premiums.
- In the case of admission into
hospitals, medical charges will be covered.
- Emergency ambulance services are also covered.
- No medical tests will be required up to the age of 55 years.
4. Eligibility:
- People aged 18-70 years of age can apply. In cases of children, if they
are between 3 months to 5 years and if both their parents are covered or if they are 6-18 years and
either one of the parents is covered then
they can apply.
- Individuals between 18 to 25 years will be dependent holders of the health
insurance policy.
5. Inclusions:
- Pre hospitalization and post-hospitalization
charges are covered for a period of 60
and 90 days respectively.
- The amount of money in excess of the
limit that can be deducted as stated in
the plan will be paid for in the case of
claims.
6. How to purchase the Health Insurance
Plan Online:
There are various means by which you can apply for these insurance policies and
they are:
- Entering your details like your name, Email ID, the mobile number on the website and send in for a request for them to
call you back.
- You can choose the Buy Now option on the Health Insurance Plan of your
choice.
- The individuals may also visit their nearest branches or contact any company
agents to make a purchase.
